A small discount in exchange for an early allocation goes a long way toward eliminating chargebacks and reducing late or missed payments. We highly encourage all sellers to provide a small discount for on-time payments.
If the buyer accepts your offer, Bancoli instantly creates a Guaranteed Invoice for you. All Guaranteed Invoices are guaranteed to arrive in your Smart USD Account by no later than the invoice due date.
Funds availability depends on only one factor, the party that is responsible for the payment incentive.
If you didn't provide a discount and the buyer accepted the Bancoli Rewards offer, then the funds become immediately usable on the original invoice due date. In the meantime, if you need early access then you can utilize these funds (for a small fee) to make payments to others or initiate an early withdrawal to your external, foreign currency accounts.
If you provided a discount to the buyer then funds become immediately usable on the day of the transaction.